> For the complete documentation index, see [llms.txt](https://docs.madhousewallet.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.madhousewallet.com/introduction/bitcoin-economics.md).

# Regulatory Licensing

***

## International Payout Coverage

Madhouse Wallet's FX and settlement provider holds the necessary licenses to operate in all jurisdictions where fiat payouts are delivered. This covers:

* **Africa**: Kenya, Nigeria, Ghana, Tanzania, Uganda, South Africa, and others
* **Asia**: India, Philippines, Indonesia, Bangladesh, Malaysia, and others
* **Europe**: Eurozone (SEPA), United Kingdom, and others
* **Latin America**: Brazil, Mexico, Colombia, and others
* **Middle East**: UAE, Saudi Arabia, and others

Partners operating in specific markets should contact <support@madhousewallet.com> to confirm current licensing status for their target jurisdictions.

***

## AML & CFT Program

Madhouse Wallet maintains a full AML and Counter-Terrorism Financing (CFT) program aligned with:

* FATF Recommendations
* EU AML Directives (AMLD 5 & 6)
* UK Money Laundering Regulations
* UN Security Council Resolutions

Full policy documentation is available in the [Legal Policies](/legal-policies.md) section.

***

## Data Retention

Transaction records are retained for a minimum of **5 years** to satisfy regulatory requirements. Standard operational data retention is **90 days**, with custom retention periods available on request.